I'm still holding off on spending. I'll activate stocks and bank tomorrow evening, and make sure not to buy/collect interest before then, so I can get the extra day at the end of it.
There's some perks that are apparently still buggy (the petpet painting one, I think?).
Earlier in the day, the More for Less was letting people get game avatars at 20% of the needed score instead of at 20% LESS than the needed score (or 80% of the needed score). Kinda hoping that TNT revokes those that got the avatars at ridiculously low scores. I can understand the need for some of the games to have the chance at getting the avatars (because with faster computers, SOME of the original scores are now virtually impossible - not all of them, but some of them), and this perk is a nice way of doing so, but pretty sure some people were abusing the glitch and getting the avvies at the 20% score on purpose. Sigh.
The forgo option is nice. I might use that, but we'll see.
ETA: So I checked for the Game avvies I still need. You know, just for grins, to see if there'd even be a chance of me getting any, because it'd be useful to know before even trying for that perk.
Extreme Potato Counter (regular score - 200, with perk - 160) My high score? 106
Chances at me getting the avvie even with the lower score?

Yeah probably not.
Skeith - Jelly Processing Plant (regular score - 1000, with perk - 800) My high score? 811
Chances at me getting the avvie even with the lower score? This one would be possible - this is one of the ones that having faster computers can reallllly hurt you on.
Petpetsitter (regular score - 2500, with perk - 2000) My high score? 1430
Chances at me getting the avvie even with the lower score?

Yeah probably not.
Typing Terror (regular score - 3600, with perk - 2880) My high score? 3537
Chances at me getting the avvie even with the lower score? Pretty good.
A53 - LIKE A BOSS (regular score - 20000, with perk - 16000) My high score? 17396
Chances at me getting the avvie even with the lower score? Me not having this is sheer laziness to have learned this game on my part. It's on my to-do list for the beginning of a month sometime so I can get a trophy and the avvie at the same time.
So....I could most likely get 3 of the 5 I'm missing, 1 of which I'm close on as is, 1 of which I don't have on sheer laziness, and 1 of which I probably could've gotten back in the day if I'd paid attention then. maybe some practice ahead of time might be needed.
Looking at the list of all game avatars, though, I remember the trouble I went through to get my scores up just high enough for some of them, and now that people are able to get them at 20% less, it kinda stings a bit to have gotten them at the higher scores (especially the ones that it was a matter of practice and/or luck on and I worked my tail off to get a couple years ago when I went after avatars - Extreme Herder, Petpet Rescue, Faerie Bubbles, Mynci Beach Volleyball and OMG FEED FLORG...). I'm kinda proud that I managed to pull some of those off.
So now I'm kinda wondering if I'll feel happy if I get the above 5 with the 20% off, or if I'll feel like I cheated to get them (even though the perk would be technically legit). Hm. It requires some thinking, I guess.
ETA2:
Activated the Stock and Bank boons. No problem with either of them working. I still have 16,500 points left to spend, but I'm not in a hurry at this point, so I'll hang onto them for now.